Looking for unbiased independent financial advice from a professional you can trust? Capelin Financial Management Limited has Chartered Financial Planners who you can trust to provide professionally qualified independent financial advice.

Our experienced planners are fellowship members of the Personal Finance Society. They also hold the Certified Financial Planner license issued by the Institute of Financial Planning. This powerful combination means that they are well placed to advise on your personal and business finance matters.

Lifetime financial planning integrates your personal and business requirements planning in respect of your income tax, inheritance tax and capital gains tax liabilities. Looking ahead with retirement planning and long-term care beyond. Our pension planning advice covers personal and company pensions including, where appropriate, Self Invested Personal Pensions (SIPP) and Small Self-Administered Schemes (SSAS).

Your personal financial plan is based on a comprehensive financial planning process. It begins with an informal discussion of your needs, goals and aspirations. Working with you, we will then recommend financial solutions that are tailored to you. As that collaboration continues in a long-term relationship, we will help update your plan and track its stability and strength over time. It's just one of the benefits of working with Capelin Financial Management Limited.

As Independent Financial Planners and Independent Investment Advisers, we are impartial in our advice and act from the whole of market in our recommendations. We are specially trained to handle the unique challenges that come with wealth, and to make sure you can provide for your loved ones in the way you prefer.

Throughout our website we have included links to our professional bodies, trade associations and references to the professional qualifications we hold. We actively encourage you to conduct your own research and to compare our services with others.

It is an FSA requirement that at outset you receive and understand our 'Keyfacts about our services' document. This document is available to view through the "legal" page - please look at this document now.

If you like what you see we we will be delighted to have an initial discussion with you to describe how we will work with you and how our services may benefit you.


The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Derek Capelin is Certified to BS ISO 22222 by The Chartered Insurance Institute - UKAS Personnel Certification reference 4218